Instapay – Collect Card and Netbanking Payments in India at Just 1.9%!

PayPal allows people to pay and receive money using just an email ID. But RBI doesn’t allow PayPal to operate in India as it is supposed to work. I have been waiting for a true PayPal alternative for India (for receiving payments online) and the wait is over! Instapay is not just an alternative, it is much better than PayPal!

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Previously I had published a post about the best PayPal alternative for India – Instamojo.com. But at that time Instamojo allowed payment collection only through a payment link. With Instamojo, you can create payment links for selling ebooks, selling services, event tickets or even physical goods.

But what if you want to collect an one time payment from a customer for a unique purpose? For example, if I want to collect Rs.7,000 from a client of mine for a specific work I had done for them, creating a payment link and getting it approved just for a one time payment is a hassle.

Read moreInstapay – Collect Card and Netbanking Payments in India at Just 1.9%!

Why Spending $2,000 on a Laptop is The Best Investment I’ve Ever Made

A few months back I spent $2,000 (Rs.1,25,000) on a laptop. The MacBook Pro 15″ With Retina Display. Many of my friends and family thought I was just wasting money. I am a frugal person, and I don’t spend money on something unless it can help me make money. In this post I will convince you why such a laptop is totally worth it and can help you make more money in the long run.

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1. 15″ Retina Display is Better Than You Think

I am sure by now you would have had a chance to look at the retina display on MacBook Pros. You may have seen the difference immediately or at least after a while. While many people say that the difference is not significant, and it doesn’t matter, I would argue that it matters. It matters a lot!

You don’t get used to retina display immediately. But as you use it more, it becomes very difficult to look at normal screens – you will instantly observe the pixels. The retina display makes looking at the screen – especially the one filled with text, an absolute pleasure. The density (PPI) pixels per inch is 220 and is almost as much as the PPI used to print magazines.

Read moreWhy Spending $2,000 on a Laptop is The Best Investment I’ve Ever Made

Instamojo Payment Gateway Review (India)

For a very long time I have been expecting a payment gateway like clickbank.com for India. Clickbank is an international payment gateway and an affiliate network which specializes on selling digital products online such as software and educational programs.

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It was not easy to make it work in India because most of the payments are handled through credit card and PayPal and very few Indians use them. Then after RBI regulations even using PayPal within India was impossible.

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eCommerce is booming in India and a large percentage of Indian users have started using online payment services to buy on the internet. So far this was limited to big eCommerce sites who start large usually with venture capital funding or as a sub of a big conglomerate.

To serve such big players sites payment gateways like ccAvenue emerged. Companies like ccAvenue are not interested in small players such as a digital marketing consultant starting an online course on digital marketing (ahem!). Payment gateways require us to have huge volumes, high setup fees and a hell a lot of paperwork.

Instamojo is God send for people like me who sell training programs online through internet and usually do in small volumes. They charge a flat 5% fees on incoming transactions and the payout is done every two weeks to our bank account of choice via NEFT.

Read moreInstamojo Payment Gateway Review (India)