Be an Intelligent Investor of Your Time

Today, I want to talk about why it is important to be an intelligent investor.

But you might think that this is not for you because you do not have any money to invest. You might be in a position where you are yet to start saving money.

That doesn’t mean you cannot be an investor.

We might not have the money to invest in something but we have the time.

Time is the best capital that we have when we are getting started.

If you have a weekend, would you waste it by watching TV? You can invest that time into your knowledge, health, and relationships.

When you invest your time in knowledge, it will give you the highest returns possible. The ROI on education can be infinite.

Elon Musk read books about space and rocket propulsion. He has a multibillion-dollar space company today. If we try to measure the ROI on the investment of the books, it is astronomical. But we do not see the investment in the books like any other investment because along with the little bit of money (books are usually cheap), we also have to invest our time and energy in the learning.

Investing time in learning takes – time.

And you can buy time with money.

If you save up enough money, you can quit your job and have free time. If you need to spend time in useless meetings, travel, and office politics, as an employee, quitting your job will be the best investment you will ever make. You are using your savings to quit the job, and you are trading money to buy time.

We all have the same capital of time in the world. If you value your time more, you will spend money in freeing up yourself from having to do tasks.

As an investor of time, you can make your decisions on where to invest your time, and based on how intelligently you invest that time, you will get good returns.

Once you invest your time in something and start making money in return, you can use that money to buy even more time. And if you have excess money and you still have free time then you can put that money in growth instruments like stocks, bonds, real estate, or bitcoins.

If taking up a new project means that I will make more money but will have less time, then I would rather safeguard my time instead of investing my time for money. Because the value of the money today is not much if I already have food to eat and a roof over my head.

For someone who doesn’t even have the basic necessities, trading their time and energy for money will be a good deal. Because basic necessities are important to survive, and life is of very high value.

As you earn more money in life and have more security, don’t try to make even more money by investing the only thing that you have in your life that God has given you as a gift – your time.

Don’t take extra jobs. Say no to responsibilities. Say no to a promotion.

Your time is valuable.

It will be the seed from which the flower of wealth will grow. Then you don’t need to buy flowers. Flowers will grow in your back yard. Meaning: You don’t need to spend your time in return for money in the short term. Because if you invest your time the right way by letting go of having to get money in the short term, you will make a lot more in the long term.

Do not work for money. Work for building assets by investing your time and money. Let the assets make you money.

For me, the business I have built is the best asset I have built. I did not need to invest money to build my business. I had to invest my time. And my time investment in this business is giving me great returns today. If I had spent my time doing a job for a higher salary 3 years back, my income wouldn’t have grown exponentially today. Salaries grow linearly.

Just like a few dollars worth of bitcoins is worth tens of thousands of dollars today, the investment of your time will give you exponential returns in the future.

Delayed gratification is the best way to build wealth. Don’t buy that car. Don’t buy that house. Don’t go into debt. Earn enough so that you can have free time and invest that time in building your business, your knowledge, your health, and your relationships.

And that’s how you become an intelligent investor. An investor of time.

85 thoughts on “Be an Intelligent Investor of Your Time”

  1. I’m on of among you in investing ..Building a company where lagged.that’s why I joined your internship.7 years back I was looking to create an online business but I don’t know the technical knowledge of coding so I was depending on somebody,but I didn’t started .Now I’m clear and determined to create my own.Hope your internship will guide me

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  2. Well, I must appreciate Mr. Deepak for this great article with broaden insights. And he rightly quoted “so what if you don’t have money, but you have time in your hand and make use of that time, enhance your skills and invest in right path at right time and build your own empire”.
    It’s also time to recall Dr. Abdul Kalam and I quote “Love your job but company because your company may terminate anytime but if you have right skills you can survive and can become entrepreneur.

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  3. Loved this article because it resonates a lot with my perception of life philosophy. I m much older than you and lived through out my life with the view that greatest investment is time for knowledge, health and family.
    Learning is a constant process, and learning itself is an award

    Nowadays I am learning digital marketing through your internship program- batch 7 . It is really tough subject for me but successfully completed 8 assignments. Hope to complete the remaining course also.

    Also happy to share that I passed my MA painting exam (result declared yesterday only) with this I completed master’s degree in three subjects (Chemistry, Ecology &Environment , painting)

    Congratulations Deepak

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  4. Thought for the day! Its rightly said. “Don’t take extra jobs. Say no to responsibilities. Say no to a promotion” Just a “Wow”.

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  5. Excellent and thought-provoking article Deepakji.
    For Businessmen Time is Money. We have to channelize our time in such a way that we create assets which in turn will give complete freedom.

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  6. Good said in article ..no take extra job no take extra responsiblity no promotion just save ur time and invest in good things

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  7. Each word that u had written is absolutely true the most expensive thing which we can invest is none but our time

    Keep writing sir your thoughts filled me with a great energy

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  8. It was well-written. It will help me to use my time most efficiently. Best lesson : When you invest your time in knowledge, it will give you the highest returns possible. The ROI on education can be infinite.

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  9. Very Well said Deepak Ji, Because Time = Money, If you have NO Time = No Money, If you have Time & Time = More Money.
    Time is directly proportional to Money

    1- If I spend some of my time learning a skill instead of wasting it, then gradually I will be able to master that skill. This skill will help in making my living.

    2- A lot of my time is spent on futile tasks like watching TV, partying with friends, gossiping, etc. If I use it to learn a skill, I can earn some money by learning it, That will help me become self-sufficient

    3- All the assets of the world can be shared, but your skills can never be shared, so learn the skills as much as possible by using the time.

    4- In life, you must be skilled in some skill, but if you learn some other skill then it will be like icing on the cake, and to grab the opportunity you can do only one thing, utilize your time wisely.

    5- The person who has understanding uses his time in the same manner. But the person who uses his time wisely never leaves his time. So spend your time doing meaningful work.

    6- Time is like a bald person who can never catch from backward, if you want to catch the time, then you have to run faster than the time, so it is very important to keep pace with time.

    7- Time is very valuable. Nature has given equal time to everyone and it is up to you how you use your time. As you use time, time will return to you with the same ambient interest.

    8- Time cannot be returned, so do not waste your time. And it should be used for meaningful work and to save our life from stressful situations and make them knowledgeable.

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  10. Very important tips for be an entelligent investor on time in our life .thankyou Sir for promoting such useful massege with descriptions always inspiring world’s. Thankyou Sir with love and respect
    Bidhan

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  11. Yeah, there’s nothing more worthy of your time investment.

    Any amount of time you spent into learning will help you grow. You’re always limited by how much you know. So learn more everyday and keep growing.

    Reading helps expand the mind and allows you to learn new things to work with new possibilities and new perspectives. Great post.

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  12. Hi… Deepak sir. This article is Minblowing. Well said… Time is everything. I like these words…- “Do not work for money. Work for building assets by investing your time and money. Let the assets make you money.” My father always said that ” If you have Good & Intelligent friends you will become Intelligent “. Today my wish has fulfilled… I got a Good friend & Mentor(Deepak sir) today. I am so lucky. Thank Q
    Satyanarayana Mantha
    From Batch – 9 Internship.

    Reply
  13. “Time and tide wait for non” . If time is “capital” use wisely or invest wisely. If the said capital is not used, it will multiplies and available in some others account in the form of money , fame etc.
    As you said, identify time can be invested wisely – that is turning point and life game changes, exhibits growth exponentially.

    Reply
  14. That,s a nice article
    I love the lines we might not have enough money to invest in something but We have the time.
    Well said ,time is the best capital that We have when We are getting started

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  15. During our internship days we learnt multiple ways to be an intelligent investor. One of the most prominent one was to build a blog and scale it to a level where it ranks well and rocks as well.

    But listening and reading you have always given some gem of lessons and this blog has so many golden words. But for me the best ones are:

    Do not work for money. Work for building assets by investing your time and money. Let the assets make you money.

    Delayed gratification is the best way to build wealth.

    Reply
  16. Hi… Deepak sir. This article is Minblowing. Well said… Time is everything. I like these words… “Do not work for money. Work for building assets by investing your time & money. Let the assets make you money.”My father always said that ” If you have Good & Intelligent friends you will become Intelligent “. Today my wish has fulfilled… I got a Good friend & Mentor(Deepak sir) today. I am so lucky. Thank Q
    Satyanarayana Mantha
    From Batch – 9 Internship.

    Reply
  17. This is an amazing view of investment. I would also like to add some of my thoughts to it.
    I feel in most cases it’s not only time but clarity also matters on how we intend to use our time.
    3 years back I had savings and I quit my engineering job to give time to myself. Yes, I spent that time wisely but always there was insecurity about not doing anything ‘big’ or ‘significant’. Saw reducing bank balance month after month, without any significant result from my own stuff.
    But it was quite a learning experience.
    So, it’s true that time is valuable, but without focus/clarity, it’s hard to develop discipline/consistency in doing anything.

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  18. Your content is always inspiring and full of teachings, Some Lessons that we can learn from this article:
    > Time is the best capital that we have when we are getting started.
    > Read books and learn
    >Save enough money to earn more time for yourself
    >Do not work for money, work for building assets
    >Think long term: Delayed gratification is the best way to build wealth
    > For the highest return on investment: Invest your time in gaining more knowledge, better health, and relationships, Like this post has the highest ROI
    #TheintelligentInvestor

    Reply
  19. I have been investing my time in spiritual studies since eight long years but still it’s not manifesting as wealth I have increased my knowledge in spirituality manifold & arrived to the conclusion that ‘ सब मोह माया है!’ वैराग्य ही उत्तम है। I can’t help the world, people will have to invest their time, energy & thought in spirituality themseves to cross over or to achieve self realisation. There’s no Elon Musk here for anyone, you have to become your own lone Elon Musk!

    Reply
  20. Yes, I absolutely agree that, Time is very precious and use it as very precise & determined investment as one can earn the lost money but he cannot earn the lost time.

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  21. Hi DD,
    S i believe in time is money but i have many times failed to do this so.
    Now thinking differently n utilise the time let c how it will go off…
    also am keenly watching ur all article and trying to adopt in real life so that let me achieve as u guide.

    Thanks a ton…

    Reply
  22. It’s a wonderful article… My major takeaways:
    Using time and not misusing it can give exponential returns.
    Delayed gratifitcation is a sure shot way to succeed in life.
    Investing in knowledge and relationships is going to give us long term returns and make us a better human.
    I am going to follow the advice in bettering myself at the internship with you.

    Reply
  23. Really u r right about time independency. After getting a sufficient amount of money we must effort to save our time to earn more knowledge and must invest our time in making ore skilled as with the help of them we may more independent source of money.

    Reply
  24. Indeed time is the most precious and scarce resource we have got. Thank you for giving a new perspective and treating it as a capital. Will incorporate it in my life.

    Reply
  25. Very well said Deepak and I can resonate with what you are saying. Time and learning is everything. I remember when I invested my time in learning on weekends when my colleagues were busy partying, that learning and my investment of time there resulted in making me the best employee.
    Thanks for the valuable read.

    Reply
  26. Yes… Well said about time. Its very precious in life & I want to spend my valuable time behind knowledge which is endless.
    Thanks for this article.

    Reply
  27. not easy to understand, digest, and most importantly the implementation of the learnings present in the article. thank you for reminding me again of the true meaning of things.

    hope I/We understand and implement soon.

    Reply

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